Distribution across 36 profiles.
Middle half of Credit Analysts score between 32% and 38%.
0%
50%
100%
p10 · 27%
44% · p90
Task breakdown by work type
On-screen work56%
Done entirely on a computer. High AI exposure — these tasks are already in the automation zone.
In-person + screen23%
Physical sensing, digital output — e.g. interviewing someone then writing a report. Partially protected.
Computer + action0%
Computer input, real-world output — needs someone to act on it, not just software.
Fully in-person21%
No computer required. Furthest from automation — the strongest human advantage.
Typical tasks
3 synthetic profiles for a Credit Analyst, ordered by automation exposure.
Tab between them to see how task mix drives the score difference.
TaskTimeTypeExposure
Collaborating with underwriters or senior credit analysts to discuss complex cases, refine risk models, or align on credit policies and thresholds.
deep expertisesocial core
20%AA
4%
Preparing detailed credit reports summarizing financial analysis, risk assessments, and recommendations for approval, rejection, or conditional approval of credit applications.
deep expertisesocial element
19%DD
27%
Communicating with loan officers, relationship managers, or clients to clarify financial data, explain credit decisions, or request additional documentation.
deep expertisesocial core
14%AA
0%
Reviewing and analyzing financial statements (balance sheets, income statements, cash flow statements) of businesses applying for credit to assess their financial health and repayment capacity.
12%DD
59%
Staying updated on industry trends, regulatory changes, and economic conditions that may impact credit risk or lending practices.
deep expertisesocial element
12%AD
18%
Gathering and verifying additional financial data from external sources (e.g., credit bureaus, market reports, industry benchmarks) to supplement internal information.
11%AD
22%
Monitoring the financial performance of existing borrowers by tracking key metrics (e.g., debt ratios, liquidity) and flagging early signs of distress or default risk.
9%DD
70%
TaskTimeTypeExposure
Preparing detailed credit reports summarizing financial analysis, risk assessments, and recommendations for approval, rejection, or conditional approval of credit applications.
26%DD
54%
Reviewing and analyzing financial statements (balance sheets, income statements, cash flow statements) of businesses applying for credit to assess their financial health and repayment capacity.
24%DD
42%
Gathering and verifying additional financial data from external sources (e.g., credit bureaus, market reports, industry benchmarks) to supplement internal information.
23%AD
21%
Staying updated on industry trends, regulatory changes, and economic conditions that may impact credit risk or lending practices.
deep expertisesocial element
22%AD
17%
Communicating with loan officers, relationship managers, or clients to clarify financial data, explain credit decisions, or request additional documentation.
deep expertisesocial element
1%AA
0%
Monitoring the financial performance of existing borrowers by tracking key metrics (e.g., debt ratios, liquidity) and flagging early signs of distress or default risk.
1%DD
60%
Collaborating with underwriters or senior credit analysts to discuss complex cases, refine risk models, or align on credit policies and thresholds.
deep expertisesocial core
1%AA
0%
TaskTimeTypeExposure
Reviewing and analyzing financial statements (balance sheets, income statements, cash flow statements) of businesses applying for credit to assess their financial health and repayment capacity.
31%DD
61%
Monitoring the financial performance of existing borrowers by tracking key metrics (e.g., debt ratios, liquidity) and flagging early signs of distress or default risk.
23%DD
82%
Preparing detailed credit reports summarizing financial analysis, risk assessments, and recommendations for approval, rejection, or conditional approval of credit applications.
deep expertisesocial element
14%DD
27%
Gathering and verifying additional financial data from external sources (e.g., credit bureaus, market reports, industry benchmarks) to supplement internal information.
11%AD
25%
Collaborating with underwriters or senior credit analysts to discuss complex cases, refine risk models, or align on credit policies and thresholds.
deep expertisesocial core
10%AA
4%
Staying updated on industry trends, regulatory changes, and economic conditions that may impact credit risk or lending practices.
deep expertisesocial element
7%AD
14%
Communicating with loan officers, relationship managers, or clients to clarify financial data, explain credit decisions, or request additional documentation.
deep expertisesocial element
1%AA
5%
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AI tools for this role
Tools relevant to the most automatable tasks in this profession.
