Distribution across 36 profiles.
Middle half of Insurance Underwriters score between 30% and 38%.
0%
50%
100%
p10 · 27%
45% · p90
Task breakdown by work type
On-screen work26%
Done entirely on a computer. High AI exposure — these tasks are already in the automation zone.
In-person + screen59%
Physical sensing, digital output — e.g. interviewing someone then writing a report. Partially protected.
Computer + action0%
Computer input, real-world output — needs someone to act on it, not just software.
Fully in-person15%
No computer required. Furthest from automation — the strongest human advantage.
Typical tasks
3 synthetic profiles for a Insurance Underwriter, ordered by automation exposure.
Tab between them to see how task mix drives the score difference.
TaskTimeTypeExposure
Reviewing insurance applications to assess the risk of insuring a person or asset, using data like medical records, financial statements, and property details
35%AD
26%
Communicating with insurance agents, brokers, or clients to clarify requirements, explain decisions, or negotiate terms
deep expertisesocial element
19%AA
5%
Collaborating with claims adjusters or legal teams to investigate complex or disputed claims and adjust coverage as needed
deep expertisesocial core
17%AD
8%
Writing and updating underwriting guidelines and policies based on company risk appetite and regulatory changes
deep expertisesocial element
11%AD
14%
Analyzing actuarial data and statistical models to determine the likelihood of claims and set appropriate premiums
6%DD
68%
Documenting underwriting decisions and rationale in internal systems for compliance and audit purposes
6%DD
96%
Monitoring industry trends, regulatory updates, and emerging risks (e.g., climate change, cyber threats) to adjust underwriting strategies
deep expertisesocial element
2%AD
17%
TaskTimeTypeExposure
Reviewing insurance applications to assess the risk of insuring a person or asset, using data like medical records, financial statements, and property details
20%AD
30%
Communicating with insurance agents, brokers, or clients to clarify requirements, explain decisions, or negotiate terms
some context neededsocial core
19%AA
1%
Analyzing actuarial data and statistical models to determine the likelihood of claims and set appropriate premiums
18%DD
87%
Writing and updating underwriting guidelines and policies based on company risk appetite and regulatory changes
deep expertisesocial element
17%AD
19%
Monitoring industry trends, regulatory updates, and emerging risks (e.g., climate change, cyber threats) to adjust underwriting strategies
deep expertisesocial element
15%AD
19%
Collaborating with claims adjusters or legal teams to investigate complex or disputed claims and adjust coverage as needed
deep expertisesocial element
8%AD
16%
Documenting underwriting decisions and rationale in internal systems for compliance and audit purposes
0%DD
92%
TaskTimeTypeExposure
Reviewing insurance applications to assess the risk of insuring a person or asset, using data like medical records, financial statements, and property details
28%AD
48%
Analyzing actuarial data and statistical models to determine the likelihood of claims and set appropriate premiums
25%DD
94%
Writing and updating underwriting guidelines and policies based on company risk appetite and regulatory changes
deep expertisesocial element
16%AD
9%
Documenting underwriting decisions and rationale in internal systems for compliance and audit purposes
13%DD
95%
Monitoring industry trends, regulatory updates, and emerging risks (e.g., climate change, cyber threats) to adjust underwriting strategies
deep expertisesocial element
8%AD
24%
Communicating with insurance agents, brokers, or clients to clarify requirements, explain decisions, or negotiate terms
deep expertisesocial core
7%AA
4%
Collaborating with claims adjusters or legal teams to investigate complex or disputed claims and adjust coverage as needed
deep expertisesocial core
0%AD
17%
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AI tools for this role
Tools relevant to the most automatable tasks in this profession.
